T. Rahsaan Elliott · Keller Williams Coastal Virginia, Chesapeake

Not sure where to start?
Let me walk you through it.

Most people come to me with a goal and no clear path. That's exactly what I'm here for. Tell me your situation — I'll tell you what actually matters and what to do next.

Book a Free 10-Min Strategy Call
⚓ 28-Year Navy Veteran
Hampton Roads Real Estate Expert
VA Loan Specialist
KW Coastal Virginia, Chesapeake

Straight Talk

"Most people don't know what they don't know. After 28 years in the Navy and more PCS moves than I care to count, I became a Realtor for one reason: military families — and every family — deserves an agent who gives it to them straight."
— T. Rahsaan Elliott, Realtor® · KW Coastal Virginia

What's your situation?

Choose your path. I'll give you the honest picture and the right next move.

🏠 Buying a Home

First time — or first time in a while.

Hampton Roads is competitive but winnable. Here's what the people who close on the right home do differently.

  • Get pre-approved first — not pre-qualified. There's a real difference.
  • Know your BAH if you're military. It's income, not a bonus.
  • New construction in HR has hidden costs most agents don't flag.
  • Your first offer may not be your last. Build your strategy accordingly.
📋 Selling a Home

Ready to move on. Let's make sure it's worth it.

Selling in Hampton Roads isn't complicated — but it is easy to leave money on the table if you don't know what drives value here.

  • Pricing strategy matters more than list price. Overpricing stalls.
  • Run the Seller Net Sheet before you commit to any number.
  • Days on market kills offers. Know your exit strategy before you list.
  • Military-dense markets mean your buyer pool may PCS out. Time it right.
Military PCS

Orders in hand. Short timeline. I've been exactly where you are.

I've done this PCS. I know the BAH math, the remote closing process, and which neighborhoods put you in the right commute zone.

  • BAH in Hampton Roads is strong — but plan to 28–32%, not the lender's max.
  • VA loans have no down payment, no PMI. Use them right.
  • NAS Oceana, JEB Little Creek, NS Norfolk, Langley — I know the commutes cold.
  • Remote closings are routine. You don't have to be here to buy.
🔄 Life Situation

Divorce. Inheritance. Downsizing. Investing. It's complicated — I get it.

Some transactions come with more moving parts than just the house. I've worked through them. Here's where to start.

  • Divorce sales require a neutral agent. That's exactly what I am.
  • Inherited property has a stepped-up basis. Know what that means before you sell.
  • Downsizing isn't about finding less — it's about finding right.
  • Hampton Roads investment property has strong rental demand near bases.

Things I tell every client in the first conversation

Your pre-approval is not your budget. It's the bank's maximum. Your budget is what lets you sleep at night and still save money every month.

The market is always "bad" for someone. The question is whether it's the right time for YOU — based on your income, timeline, and goals. Not the news.

Hampton Roads is not one market. Chesapeake, Virginia Beach, Norfolk, and Suffolk behave completely differently. Where you buy matters as much as what you buy.

The right agent changes the outcome. Not because of magic — because they ask the right questions, know the right people, and don't flinch when things get complicated.

Ready to get a real game plan?

Ten minutes on the phone beats weeks of guessing. Let's talk about your situation, your timeline, and what actually makes sense.

Book a Free Strategy Call Browse Free Guides